Weapons: how to fix the budget tight

Xiao Ding, who was once a happy “Moonlight family,” bought a house with a building area of ​​more than 80 square meters. He just got the key recently. Because the budget is quite tight, Xiao Ding wants to spend 30,000 yuan to put the house on, but There is no end in what to do in the end. Let's take a look at the suggestions given by the experts:

1. Make room for budget

The designer believes that there are not many 30,000 yuan for decoration, and the main material must be economical and practical. However, it is not possible to blindly pursue low prices and affect the overall effect and function of the decoration. The main thing is that there is room for decoration budgets. Although there are only 30,000 yuan on hand, when the owner asks the decoration company to do the design, it should not be fully calculated. It can be designed according to the standard of 25,000 yuan, and the remaining 5,000 yuan will be used as a motorized payment.

This is because although the budget of the designer according to the owner’s request is as accurate as possible, there are many uncertainties after the fitting-out project starts. If all the decoration costs are fully paid, it will inevitably result in a project that will increase the expenditure temporarily. Allowing room for renovation money will be able to calmly face the pressure of temporary increase in costs, so that the project will not be interrupted due to funding gaps and the duration will be extended.

2. Kitchen decoration is the focus

Mr. Jia, the designer, told us that the decoration of the new home can not be categorized as a primary or secondary person, nor can it be used on average. In the case of limited funds for renovation, it is even more important to focus on steel.

Due to the restriction of 30,000 yuan in renovation funds, it is recommended to put kitchen and bathroom decoration in an important position. This is not only because of the small size but functional importance of the kitchen and kitchen, but also because the decoration of kitchen and toilet reflects the details and taste of life. . The living room also needs to pay more attention. It is the face of the owner and reflects the characteristics of the home. The decoration of the bedroom should be placed at the end of a tight budget. It can be simple and warm, and it should not be too much.

The designer made a rough budget, the kitchen and bathroom budget was 12,000 yuan, accounting for 40% of the entire home decoration, kitchen and floor tiles, ceilings, kitchen cabinets, bathroom basins, toilets, shower equipment, etc. In the meantime, there are no budgetary decisions affecting the overall function of kitchen and bathroom space.

Floor tiles and wooden floors used in the living room and bedroom are calculated according to 50 square meters, and 70 yuan per square meter are used for a total of 3,500 yuan. Wooden doors cost about 3,500 yuan for carpentry production or for the purchase of finished products, followed by about 4,500 yuan for latex paint, accessories, putty, cement, sand, and hardware, and about 1,500 yuan for hydropower reform. As a result, the total construction cost of the renovation project is about 25,000 yuan. The remaining funds are reserved for maneuvers in case of need.

New home renovation also mortgage

After all, the decoration cost of 30,000 yuan is limited. The selection of good materials and the design of the color are often stopped because of the limitation of funds. In the big building materials stores such as B&Q, the installment payment service of the decorating center is particularly noticeable. “The decoration is now in place and payment is made for half a year” tempts every owners who are not so full of purse strings.

The reporter learned that the scope of decoration and installment payment is currently limited to a few building materials supermarkets such as B&Q, with a quota of 10,000 to 150,000. There are 1 year or 2 year instalments, and there is no need to pay for the first 6 months. Expenses and interest, starting from the seventh month, pay the amount of the month's repayment. The fee is 3.5%% for 1-year instalments and 8% for 2-years, all of which require a one-time payment in the seventh month.

For example, for a one-year installment of 50,000 yuan for decoration and installments, there is no need to pay back the first six months. In the seventh month, a one-time fee of 1,750 yuan and a monthly repayment of 4,166 yuan, a total of 5,916 yuan, will be required. The remaining month will pay 4,166 yuan per month until the repayment is completed.

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