Recently, it was learned from the Agricultural Distribution Heilongjiang Branch that in order to support the full-scale deployment of photovoltaic poverty alleviation, 21 of the 28 poverty-stricken counties in the province have reached cooperation intentions with the Agricultural Development Heilongjiang Branch, with a loan demand of 2.08 billion yuan. Among them: 5 projects have been approved, amounting to 458 million yuan; 8 projects have been entered into the loan process, with an amount of 876 million yuan; 8 projects are being docked, with an estimated amount of 746 million yuan. At present, 347 million yuan has been invested. It is understood that photovoltaic poverty alleviation is an important way to protect the poor from poverty. There is no PV project approved by the National Energy Administration in Heilongjiang. Financial institutions support the lack of support for photovoltaic poverty alleviation. The government's photovoltaic poverty alleviation lacks mortgage guarantee resources, and financing has the problem of “difficult and expensiveâ€. On August 21, the first batch of 119 million yuan PV poverty alleviation loans came to the Jiamusi City, benefiting 20,500 poor people. Among them, Fuyuan approved a total of 0.19 billion yuan, and all of them have been put into operation; Huachuan has approved 180 million yuan, and has already invested 0.6 billion yuan. It takes only 19 days to receive the loan from the project. In the innovative operation mode, the Agricultural Development Heilongjiang Branch ensured the preferential policies for poverty alleviation. According to the current policy, PV poverty alleviation loans must be guaranteed by the guarantee company or provide asset collateral. In order to reduce financing costs, bold innovation and reduce government financing costs. In this way, the mortgage guarantee fee is reduced by more than 1.2 million yuan per 100 million yuan of loan year. At the same time, the Preferential Policies for PBC's benchmark interest rate will be implemented for the PV Poverty Alleviation Project. The loan period is 5 to 20 years, which will minimize the financing costs and repayment pressure in poverty-stricken areas.
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