As the sale of second-hand housing involves many expenses such as business tax, personal income tax, and intermediary commissions in the transaction process, the expenses incurred in the second-hand housing transaction process are higher than those in the new house.
According to the current regulations, in the process of buying new homes, buyers must pay a deed tax of 1.5 to 3%, stamp tax of 0.05%, property maintenance funds of 2% to 3%, and Other fees such as attorney fees and office fees of 0.5%. The total is about 4% to 6.5% of the total house price.
At the same time can not ignore the purchase of new homes during the waiting period generated by the loan interest. It is understood that from the signing of the purchase contract to the final check-in, the owner needs to wait for nearly a year, and during this time, the buyers have begun to pay interest to the commercial bank.
In the process of second-hand housing transactions, homebuyers must pay 1% of agency commission, house evaluation fee and office permit fee in addition to the same fees as deed tax, stamp duty, and accreditation fees for new house purchases; if the seller passes taxes on The fee also includes business tax and surcharge of 5.55%, second-hand housing tax of 20% (spread), totaling about 3.5% to 11.5% of the price of the house.
Second-hand housing major transaction fee table
sequence number | Charge items | Seller | Purchaser | Note |
1 | Stamp duty | 0.05% | 0.05% | |
2 | Fees | 5 yuan/m2 (half to pay each house) | ||
3 | Deed tax | Free delivery | Ordinary housing 1.5%, non-ordinary housing 3% | |
4 | Agent agency fees | 1% | 1% | |
5 | Business tax and additional | 5.55% | Free delivery | May be passed on to the buyer and will be exempted after 5 years |
6 | Second-hand housing tax | 20% of the difference | Free delivery | May be passed on to the buyer |
Second-hand housing new homes
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