SouFun network room Tianjin second-hand housing second-hand housing business tax five changes two, greatly stimulated the Tianjin second-hand housing market, many buyers are eager to buy second-hand housing, so the number of people who need to handle the second-hand housing sales process is also increasing, but the second-hand housing transactions The process is quite complicated compared to the new house. If you don't pay attention, you will suffer big losses. What is the buying and selling process of the second-hand house? Let's take a look at the second-hand house transaction process.
Look at the house
The buyer will look at the house, the buyer and the seller will initially negotiate the price, the payment method, and the date of the delivery.
2. Signing a contract
The seller provides the legal certificate of the house, the two parties pay the purchase deposit, the two parties sign the house sale contract, and at least sign a three-part house sale contract.
3. Transfer
The buyer and the seller jointly submit an application to the real estate transaction management department for review. After the application procedure is filed, the management department shall examine the relevant documents, examine the property rights, and handle the transfer procedures for the houses that meet the conditions for sale.
4. Handling the formalities
The real estate transaction management department can only go through the formalities of deeds according to the property rights of the transaction house and the object of purchase, and the approval of the transaction department for the approval of the approval authority.
5. Pay taxes
3.30 After the New Deal reform, second-hand housing for two years can be exempted from business tax during the transaction process. In addition, personal income tax, stamp duty, deed tax, etc. are required to be paid.
6. Handling the transfer of property rights
After the transaction parties have completed the registration of the change of title certificate in the real estate transaction management department, the transaction materials are transferred to the issuing department, and the house purchaser will apply for a new title certificate by issuing the building ownership certificate notice to the issuing department.
7. Bank loan
After signing the house sale contract with the seller, the buyer and the seller jointly go to the loan bank to apply for the loan, and the bank checks the purchase credit to determine the buyer's loan amount, and then approves the buyer's loan. After the change of the property rights of both parties is completed, the buyer will issue the property ownership certificate and the bank will issue the loan at one time.
8. The remaining balance transaction is completed.
The buyer receives the building ownership certificate, pays all the house money, sells the house and delivers the house and settles all the property fees.
Article source: furniture network , cooperation source: Tianjin second-hand housing network
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